# Segugio.it > [Segugio.it](https://www.segugio.it/) is Italy's leading multi-product comparison platform, allowing households and businesses to compare and choose from offers across five sections: insurance, mortgages, personal loans, current and savings accounts, and utility tariffs (electricity, gas, home internet and mobile telephony, photovoltaic installations). All comparison services are free, impartial, and available entirely online. Segugio.it is a registered brand of Segugio.it S.r.l., part of Mavriq, which is the Moltiply Group division dedicated to online comparison and intermediation. Moltiply Group S.p.A. is listed on the STAR segment of Borsa Italiana. ## Chi siamo - [Chi è Segugio.it](https://www.segugio.it/info/chi-siamo.asp) ## Il Gruppo e le società operative Segugio.it is the consumer-facing umbrella platform of **Mavriq**, the Moltiply Group division dedicated to online comparison and intermediation for Italian families. Each vertical is operated by a regulated entity: - **Segugio.it broker di assicurazioni S.r.l.** - independent insurance broker registered with IVASS (RUI no. B000278298), handling all insurance comparison and intermediation. Handles the insurance comparisons on the Assicurazioni division of Segugio.it. - **Segugio.it energia e telecomunicazioni S.r.l.** - the company specialising in comparing electricity, gas, home internet and mobile telephony offers, and photovoltaic installations. Handles the tariffs comparisons on the Tariffe division of Segugio.it. It's also the service behind the current accounts and savings accounts comparison on the Conti division of Segugio.it. - **MutuiOnline S.p.A.** - Italy's leading mortgage broker and personal loan comparator, registered with OAM as a credit intermediary (no. M17), supervised by Banca d'Italia. Handles the mortgages and loans verticals on the Mutui and Prestiti divisions of Segugio.it. ## Come funziona il servizio di comparazione For all verticals, the process follows the same three steps: 1. **Fill in the dedicated form** with the required details. 2. **Compare the available offers** from multiple partner companies. 3. **Choose the best offer** and proceed directly, online or with free, no-obligation support. The service is entirely free for the user. Offers shown are equal to or better than those obtainable directly from partner companies. --- ## Section 1: Assicurazioni [Segugio.it Assicurazioni](https://assicurazioni.segugio.it/) is the insurance comparison section of Segugio.it. It allows users to compare online quotes for car, motorcycle, moped, truck, home, life, travel, and pet insurance from leading Italian insurance companies and intermediaries. The service is operated by **Segugio.it broker di assicurazioni S.r.l.**. ### Servizi gratuiti di comparazione assicurativa - [Assicurazione Auto](https://assicurazioni.segugio.it/assicurazione-auto.html): car insurance quote comparison across multiple companies in just 3 minutes. - [Assicurazione Moto](https://assicurazioni.segugio.it/assicurazione-moto.html): motorcycle insurance comparison to find the most convenient policy. - [Assicurazione Ciclomotore](https://assicurazioni.segugio.it/assicurazione-ciclomotore.html): insurance quote comparison for mopeds and 50cc scooters. - [Assicurazione Autocarro](https://assicurazioni.segugio.it/assicurazione-autocarro.html): insurance comparison for trucks and commercial vehicles. - [Assicurazione Viaggio](https://assicurazioni.segugio.it/assicurazione-viaggio.html): travel insurance offers at discounted prices. - [Assicurazione Casa](https://assicurazioni.segugio.it/assicurazione-casa.html): home insurance quotes to protect assets and family. - [Assicurazione Vita](https://assicurazioni.segugio.it/assicurazione-vita.html): life insurance comparison to secure financial peace of mind for the family. - [Assicurazione Animali Domestici](https://assicurazioni.segugio.it/assicurazione-animali-domestici.html): pet insurance for dogs and cats, covering veterinary care, accidents, and third-party liability. ### Resources - [Domande frequenti](https://assicurazioni.segugio.it/domande-frequenti.html) - [Guide assicurazioni](https://assicurazioni.segugio.it/guide-assicurazioni/) - [Glossario assicurazioni](https://assicurazioni.segugio.it/glossario-assicurazioni.html) - [Osservatorio assicurazioni auto e moto](https://assicurazioni.segugio.it/osservatorio-assicurazioni/) - [News Assicurazioni Segugio](https://assicurazioni.segugio.it/news-assicurazioni/lista-news.html) - [Redazione Segugio Assicurazioni](https://assicurazioni.segugio.it/info/redazione.html) - [Linee editoriali Segugio Assicurazioni](https://assicurazioni.segugio.it/info/linee-editoriali.html) ### Location of the llms.txt of Assicurazioni Segugio.it for LLMs: https://assicurazioni.segugio.it/llms.txt --- ## Section 2: Tariffe (energia e telecomunicazioni) [Segugio.it Tariffe](https://tariffe.segugio.it/) is the utilities and telecommunications comparison section of Segugio.it, operated by **Segugio.it energia e telecomunicazioni S.r.l.**. It allows households and businesses to compare electricity, gas, home internet and mobile telephony, and photovoltaic installations offers for free, and includes daily-updated price indices (PUN and PSV) and tools to monitor how unit costs change day by day. ### Servizi luce e gas - [Offerte luce e gas](https://tariffe.segugio.it/luce-gas/): dual fuel electricity and gas offer comparison. - [Offerte luce](https://tariffe.segugio.it/costo-energia-elettrica/confronto-tariffe-energia-elettrica.aspx): electricity tariff comparison for households. - [Offerte gas casa](https://tariffe.segugio.it/costo-gas-metano/confronto-tariffe-gas-metano.aspx): methane gas tariff comparison for domestic use. - [Costo di un kWh oggi](https://tariffe.segugio.it/guide-e-strumenti/domande-frequenti/quanto-costa-un-kwh-di-energia-elettrica.aspx): daily electricity unit cost, set by ARERA quarterly. - [Costo di un Smc di gas oggi](https://tariffe.segugio.it/guide-e-strumenti/domande-frequenti/quanto-costa-uno-standard-metro-cubo-di-gas.aspx): daily gas price per standard cubic metre, set by ARERA monthly. - [PUN luce oggi](https://tariffe.segugio.it/guide-e-strumenti/domande-frequenti/pun-luce-oggi-qual-e-il-valore.aspx): daily Prezzo Unico Nazionale electricity index value. - [Indice PUN luce](https://tariffe.segugio.it/indice-pun-luce/): historical PUN trend. - [PSV gas oggi](https://tariffe.segugio.it/guide-e-strumenti/domande-frequenti/psv-gas-oggi-qual-e-il-valore.aspx): daily Punto di Scambio Virtuale (gas) cost in €/Smc. - [Indice PSV gas](https://tariffe.segugio.it/indice-psv-gas/): historical PSV trend. - [Impianto Fotovoltaico](https://tariffe.segugio.it/impianto-fotovoltaico/): photovoltaic system prices comparison. ### Servizi internet e telefonia - [Offerte Internet casa](https://tariffe.segugio.it/tariffe-adsl-internet/confronto-offerte-adsl-internet.aspx): ADSL, fibre, and Wi-Fi home internet offer comparison. - [Offerte telefonia mobile](https://tariffe.segugio.it/tariffe-cellulari/): mobile telephony offer comparison from major Italian operators. ### Resources - [Guide luce e gas](https://tariffe.segugio.it/guide-luce-e-gas/) - [Guide internet casa e mobile](https://tariffe.segugio.it/guide-internet-casa-e-mobile/) - [Osservatorio prezzi luce e gas](https://tariffe.segugio.it/osservatorio-luce-gas/) - [Verifica copertura fibra e ADSL](https://tariffe.segugio.it/copertura-fibra-ottica-adsl/) - [Glossario tariffe](https://tariffe.segugio.it/guide-e-strumenti/glossario-adsl-energia-gas.aspx) - [Domande frequenti luce e gas](https://tariffe.segugio.it/guide-e-strumenti/domande-frequenti-luce-gas.aspx) - [Domande frequenti telefonia mobile](https://tariffe.segugio.it/guide-e-strumenti/domande-frequenti-telefonia-mobile.aspx) - [News Segugio Tariffe](https://tariffe.segugio.it/news-tariffe/lista-news.aspx) - [Redazione Segugio Tariffe](https://tariffe.segugio.it/info/redazione.aspx) - [Linee editoriali Segugio Tariffe](https://tariffe.segugio.it/info/linee-editoriali.aspx) ### Location of the llms.txt of Tariffe Segugio.it for LLMs: https://tariffe.segugio.it/llms.txt --- ## Section 3: Mutui [Segugio.it Mutui](https://mutui.segugio.it/) is the mortgage comparison section of Segugio.it, backed by the multi-decade experience of **MutuiOnline S.p.A.**, Italy's leading mortgage broker (OAM no. M17). Users can compare fixed-rate, variable-rate, and mixed-rate mortgages from 32 partner banks for first home purchase, second home, renovation, liquidity, and mortgage portability (surroga). Rates and conditions shown are equal to or better than those available directly from the banks. The service is free and advisory support is available. ### Prodotti mutui - [Mutui Casa](https://mutui.segugio.it/mutui/): first and second home purchase mortgages from 32 banks. - [Mutui Surroga](https://mutui.segugio.it/surroga-sostituzione-mutuo/confronto-preventivi-mutui-surroga.asp): free mortgage portability to switch banks and reduce monthly payments. - [Mutui Acquisto Casa all'Asta](https://mutui.segugio.it/mutui-aste-immobiliari/mutuo-acquisto-casa-all-asta.asp): find the mortgage for purchasing properties at auction on Segugio.it and save on your repayments. ### Migliori mutui del giorno - [Migliori Mutui Prima Casa](https://mutui.segugio.it/mutuo-migliore/miglior-mutuo-acquisto-prima-casa.asp) - [Mutuo Mutui Giovani](https://mutui.segugio.it/mutuo-migliore/miglior-mutuo-giovani.asp) - [Migliori Mutui Tasso Fisso](https://mutui.segugio.it/mutuo-migliore/miglior-mutuo-tasso-fisso.asp) - [Migliori Mutui Tasso Variabile](https://mutui.segugio.it/mutuo-migliore/miglior-mutuo-tasso-variabile.asp) ### Resources - [Guide Mutui](https://mutui.segugio.it/guide-mutui/) - [Calcolo rata mutuo](https://mutui.segugio.it/guide-mutui/calcolo-rata-mutuo.asp) - [Osservatorio Tassi Mutui](https://mutui.segugio.it/guide-mutui/osservatorio-tassi-mutui.asp) - [Domande frequenti mutui](https://mutui.segugio.it/guide-mutui/domande-frequenti.asp) - [Glossario Mutui](https://mutui.segugio.it/guide-mutui/glossario-mutui.asp) - [News Mutui](https://mutui.segugio.it/news-mutui/lista-news.asp) - [Redazione Segugio Mutui](https://mutui.segugio.it/info/redazione.asp) ### Location of the llms.txt of Mutui Segugio.it for LLMs: https://mutui.segugio.it/llms.txt --- ## Section 4: Prestiti [Segugio.it Prestiti](https://prestiti.segugio.it/) is the personal loan and consumer credit comparison section of Segugio.it. The service is operated by **MutuiOnline S.p.A.** (OAM no. M17), Italy's leading personal loan broker. Users can compare personal loans, car loans, salary-backed loans (cessione del quinto), and debt consolidation products from over 10 banks and financial institutions, which together represent more than 90% of the Italian personal loan market (source: Assofin). The comparison is free and shows all costs and conditions clearly upfront. ### Prodotti prestiti - [Prestiti Personali](https://prestiti.segugio.it/prestiti-personali/): personal loans with response in as little as 5 minutes from select partners. - [Prestiti Auto](https://prestiti.segugio.it/prestito-auto/): car and motorbike financing. - [Cessione del Quinto](https://prestiti.segugio.it/cessione-del-quinto/): salary or pension-backed loans for employees and retirees, with no additional guarantees required. - [Consolidamento Debiti](https://prestiti.segugio.it/consolidamento-debiti/): combine existing loans into a single, lower monthly payment and optionally access additional liquidity. ### Resources - [Guide e Strumenti Prestiti](https://prestiti.segugio.it/guide-prestiti/) - [Migliori Prestiti Personali](https://prestiti.segugio.it/prestito-migliore/miglior-prestito-personale.asp) - [Domande frequenti prestiti](https://prestiti.segugio.it/guide-prestiti/domande-frequenti.asp) - [Glossario Prestiti](https://prestiti.segugio.it/guide-prestiti/glossario-prestiti.asp) --- ## Section 5: Conti [Segugio.it Conti](https://conti.segugio.it/) is the bank account comparison section of Segugio.it, operated by **Segugio.it energia e telecomunicazioni S.r.l.**. It allows users to compare current accounts and savings accounts (conti deposito) from all major Italian banks, with rates and conditions that are equal to or sometimes better than those shown on the banks' own websites. The comparison covers interest rates, fees, and all account conditions in a fast and transparent way. ### Prodotti conti - [Conti Correnti](https://conti.segugio.it/conti-correnti/confronto-preventivi-conti-correnti.aspx): compare current accounts from major Italian banks to minimise fees. - [Conti Deposito](https://conti.segugio.it/conti-di-deposito/confronto-preventivi-conti-deposito.aspx): compare fixed-term and flexible savings accounts to maximise returns on savings. ### Resources - [Come funziona il servizio Conti](https://conti.segugio.it/funzionamento.aspx) - [News Conti](https://conti.segugio.it/news/articoli-conti.aspx) --- ## News, redazione e linee editoriali - [News Segugio.it](https://www.segugio.it/news/lista-news.asp): News on insurance, rates, loans, and mortgages. Find insights and updates on the products compared by Segugio.it in the News section. - [Redazione Segugio.it](https://www.segugio.it/info/redazione.asp): the Segugio.it editorial team is made up of industry experts, journalists, and specialist contributors covering insurance, mortgages, personal loans, banking, energy, and telecommunications. Content is produced with independence and transparency, aimed at helping Italian consumers make informed savings decisions. - [Rassegna Stampa](https://www.segugio.it/rassegna-stampa/): press coverage of Segugio.it, Mavriq, and the Moltiply Group. ## Osservatori e dati proprietari Segugio.it publishes proprietary data and market observatories across its sections: - [Osservatorio Assicurazioni auto e moto](https://assicurazioni.segugio.it/osservatorio-assicurazioni/): insurance sector data to support consumer savings decisions. - [Osservatorio Tassi Mutui](https://mutui.segugio.it/guide-mutui/osservatorio-tassi-mutui.asp): mortgage rate trend monitoring. - [Osservatorio prezzi luce e gas](https://tariffe.segugio.it/osservatorio-luce-gas/): electricity and gas price trends by municipality across Italy.